notitle

notitle

1 ~ 5 Year Fixed Closed Rates From Most Lenders In Ontario (including Banks, Trust & Insurance Companies) 

Year(s)Lowest Market RatesOur RatesNotesReal Mortgage or
Collateral Mortgage
Apply For
New Purchase
Apply For
Refinance
Apply For
Switch/Transfer
1 Year3.29%3.19%HD-STD,PP-15/15,NR, Ontario OnlyReal MortgageApplyApplyApply
2 Years3.39%3.29%HD-STD,PP-15/15,NR, Ontario OnlyReal MortgageApplyApplyApply
3 Years3.49%3.39%HD-90, PP-15/15, NR, LTV>80%, Loan>200KReal MortgageApplyApplyApply
3 Years3.54%3.44%HD-90, PP-15/15, NR, LTV<70%, Loan>200KReal MortgageApplyApplyApply
3 Years3.74%3.64%HD-90, PP-15/15, NR, LTV>70% & <80%, Loan>200KReal MortgageApplyApplyApply
4 Years3.59%3.54%HD-120, PP-15/15, NR, LTV>80%, Loan>200KReal MortgageApplyApplyApply
5 Years3.64%3.54%HD-90, PP-15/15, NR, LTV>80%, Loan>200KReal MortgageApplyApplyApply
5 Years3.64%3.54%HD-90, PP-15/15, NR, LTV<70%, Loan>200KReal MortgageApplyApplyApply
5 Years3.89%3.79%HD-90, PP-15/15, NR, LTV<80% & >70%, Loan>200KReal MortgageApplyApplyApply
ApplyApplyApply

 

3 & 5 Year Variable Closed Rates From Most Lenders In Ontario (including Banks, Trust & Insurance Companies) 

YearsLowest Market RatesOur RatesNotesReal Mortgage or
Collateral Mortgage
Apply For
New Purchase
Apply For
Refinance
Apply For
Switch/Tansfer
P = Prime Rate
3 YearsP-0.85P-0.95HD-120, PP-15/15, NR, LTV>80%, Loan>200KReal MortgageApplyApplyApply
3 YearsP-0.80P-0.90HD-120, PP-15/15, NR, LTV<70%, Loan>200KReal MortgageApplyApplyApply
3 YearsP-0.60P-0.70HD-120, PP-15/15, NR, LTV>70% & <80%, Loan>300KReal MortgageApplyApplyApply
5 YearsP-0.90P-1.00HD-120,PP-15/15, NR, LTV>80%, Loan>200KReal MortgageApplyApplyApply
5 YearsP-0.90P-1.00HD-120, PP-15/15, NR, LTV<70%, Loan>200KReal MortgageApplyApplyApply
5 YearsP-0.65P-0.75HD-120, PP-15/15, NR, LTV<80% & >70%, Loan>300KReal MortgageApplyApplyApply
5 YearsP-0.70P-0.80HD-90, PP-15/15, Loan>200K, Ontario OnlyReal MortgageApplyApplyApply
AbbreviationAbbreviationAbbreviationAbbreviation
P = PortableNR = No RentalN = New PurchaseSE = Self Employed
A = AssumableD = Double PaymentR = RefinanceNW = No Switch
B = BreakableHD = Holding PeriodS = Switch/TransferDP = Down Payment
T = TransferablePP = Prepay OptionStandard = 120N/90/R/60S
120 days for new purchase
90 days for refinance
60 days for switch
HR = High Ratio Loan (DP<20%)
ALL = P,A,B,TLTV = Loan / Property ValueCL = Conventional Loan

 

 


Mortgage Calculator | F.A.Q. | Buy-Down Rates | Contact Me | Login | 中文版



Copyright © By CBMR Financial Group Inc.   |   Lowest-Mortgage.ca
Ontario Mortgage Brokerage License #: 12181 - CBMR Financial Group Inc.

Office: 107 Carling Bay Road, Nobel, ON, Canada